Provider-agnostic payment orchestration

Route every payment. Keep every provider.

Connect multiple PSPs, acquirers, and regional payment methods. Route each transaction, rescue eligible declines, and inspect every attempt from one control plane.

Your contracts, credentials, and flow of funds stay under your control.

Product

Everything a payment needs, from route to receipt.

Recover eligible declines, keep every provider you already have, and see the decision behind every attempt.

Route

Route every payment across the accounts you own.
Rules direct each attempt to the right provider and account.

Recover

Rescue eligible declines.
Eligible declines move safely to the next configured provider.

Connect

Several accounts per provider. One control plane.
Connect multiple provider accounts side by side and route between them.

Trace

See the decision behind every outcome.
Review every attempt, rule decision, status, and provider response.

Continue

Continue after the payment.
Invoices, webhooks, and notifications run as durable workflow steps once the payment is final.

Rescue routing

One decline should not end the payment.

Routing rules move eligible attempts to the next configured provider and preserve a complete trace.

  1. 01

    Rules decide which provider receives the payment attempt.

  2. 02

    Eligible declines hand off to the next provider.

  3. 03

    Every attempt and routing decision is traced.

Inside SHINRO

The surfaces behind the routes.

Build payment flows, inspect every attempt, and shape customer-facing documents in one place.

Product surface preview
acme.shinro.app/workflows

Workflow editor

Build provider cascades from clear conditions.

RoutingWorkflows
Product surface preview
acme.shinro.app/executions

Execution trace

Inspect every attempt in a rescued payment.

TraceAudit
Product surface preview
acme.shinro.app/checkout

Checkout builder

Shape checkout, preview it, and manage tokens.

CheckoutBranding
Product surface preview
acme.shinro.app/invoices

Invoice designer

Design templates with a Factur-X preview.

E-invoicingFactur-X

Ownership

Your accounts. Your keys. Your money.

Keep provider relationships, credentials, and the flow of funds under your control.

01

Your PSP contracts stay yours.

Bring your own PSP accounts, including several accounts per provider. Your provider contracts stay directly with you.

02

Your keys stay protected.

Credentials use envelope encryption per merchant. They are never stored in plaintext.

03

Your money stays yours.

SHINRO never takes custody of your funds and does not act as a payment institution.

Documents

Invoices that follow the payment.

Generate compliant invoices inside the same flow that processes the payment.

EN 16931 compliant Factur-X and XRechnung
Validated against the official schematron rules
Gapless numbering and merchant templates
€0.08 per generated document

Why orchestration

Multi-PSP is normal. Orchestration stayed enterprise.

Enterprise orchestrators start at demo calls and annual contracts. SHINRO makes the same routing self-serve.

Multi-PSP routing and failover

Enterprise orchestration

Yes, after a sales cycle and an integration project

SHINRO

Rules, cascade and traces in one self-serve control plane

Bring your own PSP keys

Enterprise orchestration

Often tied to their acquiring or gateway contracts

SHINRO

Your accounts, encrypted per merchant, no acquiring

Pricing

Enterprise orchestration

On request, volume minimums, annual contracts

SHINRO

Published: base fee plus price per attempt

Checkout

Enterprise orchestration

Yes, provider specific setups per market

SHINRO

Hosted checkout builder with per-merchant tokens

Workflows after the payment

Enterprise orchestration

Rare, usually a separate integration

SHINRO

Invoices, webhooks and notifications as durable steps

Time to value

Enterprise orchestration

Months

SHINRO

Weeks: connect test keys, publish a route, pay a test checkout

Qualitative comparison, own assessment, no market share claims.

Pricing

Pay per payment attempt. See every cent.

You pay per payment attempt, not per success. Every attempt that reaches a billable state counts once.

Starter

For teams launching payment orchestration.

Suited for 0 to 2,500 payments per month

0

per month

€0.35per payment attempt

  • Multi-PSP routing and cascade
  • Smart routing rules: volume split, least cost, auth rate
  • Bring your own provider accounts
  • Full attempt and decision traces
  • PDF and e-invoices (Factur-X, XRechnung) at €0.08 per document
  • Checkout builder with draft and published versions
Growth
Recommended for growing teams

For teams with growing payment volume.

Suited for 2,500 to 12,000 payments per month

0

per month

€0.25per payment attempt

  • Multi-PSP routing and cascade
  • Smart routing rules: volume split, least cost, auth rate
  • Bring your own provider accounts
  • Full attempt and decision traces
  • PDF and e-invoices (Factur-X, XRechnung) at €0.08 per document
  • Checkout builder with draft and published versions
Enterprise

For payment operations with tailored agreements.

Suited from 12,000 payments per month

0

per month

€0.15per payment attempt

Individual terms

  • Multi-PSP routing and cascade
  • Smart routing rules: volume split, least cost, auth rate
  • Bring your own provider accounts
  • Full attempt and decision traces
  • PDF and e-invoices (Factur-X, XRechnung) at €0.08 per document
  • Checkout builder with draft and published versions
  • Reconciliation workflows
  • White-label checkout
  • Tailored merchant terms

PDF or e-invoice: €0.08 per document on every plan.

Prices can be overridden by merchant contract.

FAQ

Questions merchants ask first.

Clear answers about payment orchestration, provider control, and pricing.

SHINRO is a payment orchestration control plane for connecting providers, defining routing workflows, and tracing every payment attempt.

Early access

Get early access.

Tell us about your setup and we will get in touch.